Seeking growth while striving to keep your assets on the safe side of the market

Dividend Sector Plus:

Class A: HCMNX
Investor Class: HCMPX

Tactical Growth:

Class A: HCMGX
Investor Class: HCMDX

Income Plus:

Class A: HCMEX
Investor Class: HCMKX

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In effort to help investors who seek to successfully navigate complex market conditions, we have developed investing strategies focused on proactively protecting capital while actively seeking growth.

The vision originated during the 1987 stock market crash. With the opinion that incurring financially devastating losses due to market volatility is unnecessary, we initiated a plan to create a strategy with the main objective to protect capital during market downturns.


Markets are constantly evolving, and investor needs have evolved, as well. By choosing to invest in a Howard Fund, you are embarking on a partnership geared towards helping you accumulate wealth, while striving to keep your capital on the safe side of the equity market. Each fund strives to:

  • Protect assets by leaving the market systematically in order to bypass market declines
  • Seeks growth in capital by investing for long-term appreciation
  • Active trading through a quantitative and systematic approach
  • Proactive management through daily monitoring and rebalancing when necessary


Following the 1987 stock market crash, Vance Howard, CEO of Howard Capital Management and Portfolio Manager, sought to find a proactive way to mitigate downside risk. His years of research yielded a disciplined and systematic investment process now called, the HCM-BuyLine®. The HCM-BuyLine® is an emotionless, mathematical process driven by market ratios. The Funds use the HCM-BuyLine® to determine when to be in the market and when to be out of the market.

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